四級英語作文及翻譯
大學生使用信用卡現象
與信用卡
目前，一個由各大銀行發行的信用卡和購物卡，商場廣泛vareity蓬勃發展的勢頭在全國各地高校和高校，與高校組成的學生證持有人不斷增長的人口眾多。事實上，五分之一的學生中，預計在至少擁有一張信用卡，這一數字預計將在穩定increse，揚子晚報的最新公佈的資料顯示後。
任何事情一樣之前，這種塑膠小片的出現，校園一卡通的信貸的日益普及同時具有光明和黑暗的方面。一方面，年輕人上大學，從偷竊一筆可觀的現金無故障，可享受信用卡的便利性和分期付款購買昂貴的商品。另一方面，然而，該卡的不負責任，這些青少年過度使用，其中大部分是剛從中等學校預算的錢沒有能力，可以使它們的債務沉重，將帶他們年還清。
我個人的水平，同時享受著便利的主機可能帶來的信用卡，我們不能忽視一個明顯的事實：在大多數情況下，父母是沒有任何限制我們唯一的消費金融來源。相反，我們都應該放在我們的首要任務，並提出自己的'研究後，我們的父母以外的嚴重依賴
On Credit Card
At present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increse, the latest data published by Yangtze Evening Post suggests.
Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.
感恩
對培養感恩心
在全國各地的大學校園裡，有一個明顯的現象，我們不能忽視：有太多的年輕大學生缺乏感恩，對這個燦爛的文明在5000年的跨越古老的土地上無數的傳統美德之一的感覺。這些年輕的成年人沒有，都不是表達謝意的巨大重要性的那些誰曾幫助他們，從教師到家長等等。
就個人而言，我認為沒有一個優雅的心學生的根本原因是他們受教育不重視的道德領域。我堅信，從全社會的人們共同的努力是為這個社會頭痛的最後補救措施。作為新時代的青年大學生，我們應該對這項事業我們自己的貢獻。想象沒有感恩意識的世界。這個世界是註定要失敗的。簡而言之，我們應該加入我們的雙手來提高我們的意識培養優雅的心。只有這樣，才能建設成一個和諧的社會。我的同學們，我求你從現在開始採取行動。
On Cultivating the Sense of Gratitude
On college campuses across the nation, there is a noticeable phenomenon that we cannot afford to ignore: far too many young college students lack the sense of gratitude, one of the countless traditional virtues of this ancient land with a splendid civilization spanning over 5,000 years. These young adults were not and are not aware of the huge importance of expressing gratitude to those who once helped them, from teachers to parents and so forth.
Personally, I deem that the root cause of students without a graceful heart is that they receive an education not valuing the moral sphere. I strongly believe that joint efforts from folks across society are the final remedy for this social headache. As young university students of the new era, we should make our own contributions to this cause. Imagine a world without the sense of gratitude. This kind of world is doomed to failure. Simply put, we should join our hands to heighten our awareness of fostering a graceful heart. Only in this way can we build our society into a harmonious one. My fellow students, I beg you to act from now on.
On my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents